Balancing Risk and Reward

All forms of investing carry at least some risk – much like life itself. For example, US securities are said to be some of the safer investments available, but nothing

Minding Your Taxes in Retirement

No one exactly looks forward to paying taxes, particularly income taxes. So, you might wonder why anyone would essentially pay their income taxes years ahead of retirement… And yet, that’s

Why Everyone Needs a Net Worth Statement

Those who are highly successful might also be the busiest, with the most responsibilities on their plates. You would think that earning a high income would also translate into excellent

5 Reasons Not to Make Assumptions About Retirement

Retirement is one of the biggest lifestyle changes most of us will ever make in our lifetimes. If you’ve accumulated significant assets and feel financially comfortable, you might assume that

The Potential Functions of a Cash-Value Life Insurance Plan

With so many types of life insurance on the market, it can be difficult to discern which type of policy is really the best fit for your situation. Some people

Safeguarding Your Retirement Assets

You’ve worked hard, and made a series of decisions throughout the years, that have helped you to accumulate adequate retirement assets to maintain your lifestyle for the next ten, twenty,

Reducing Your Odds of an Income Tax Audit

Benjamin Franklin is famously credited as saying that “nothing in this world is said to be certain, except for death and taxes”. And sure enough, we all must file our

Does Early Retirement Leads to a Longer Life?

Last year, a study published in the journal of Health and Economics concluded that an early retirement can lead to a longer life. The study followed Dutch male workers, over

What Happens if You “Freeze” Your Credit?

As you might have heard, the recent Equifax security breach leaked the names, addresses, and Social Security numbers of about 143 million Americans. With this information now in the hands