Tax Planning

A key component of any successful retirement plan is the strategic positioning of your assets. When you choose to partner with us, we’ll determine which assets are going to be taxed now, which will be taxed later and which will be taxed never*. Once we’ve identified these allocations, we can help you find ways to move forward in building and maintaining your wealth in a way that minimizes your tax burden. Our team will work together to uncover opportunities and present you with solutions based on your individual and family needs while helping you keep more of your money.

* Based on current tax laws

Business Planning
As an entrepreneur or business owner, we appreciate that you embrace the experiences and responsibilities that come with owning your own business. More importantly, we understand that business owners face unique circumstances and challenges when it comes to planning for the future. We’ll work with you to maximize the financial and tax benefits available for you, your family and your business. We can also help you take a look at the big picture and ensure that both your personal and business financial affairs are aligned, ensuring that you’re on the road to achieving your goals.

Legacy Planning
Like many clients, you may not only want to prepare for retirement, but also create a plan to ensure your loved ones are protected long after you pass. If you’re looking to leave a legacy to your children, grandchildren or a charity of choice, we can help make it happen. After completing a comprehensive needs analysis to determine your goals and values, we’ll present strategies that make sense for your unique situation. Then, we’ll develop a plan that takes into account current estate planning and gifting laws to maximize your legacy – while minimizing the tax burden you leave those who matter most.

Estate Planning
In addition to getting your finances in order, arranging your estate is a critical part of the planning process. The Sawyer Wealth Management is committed to helping you eliminate uncertainties about your estate and ensure that your assets are distributed according to your wishes after you’ve passed. From wills and trusts to beneficiary designations and powers of attorney, our team of service professionals will help make thorough preparations for covering all aspects of estate planning. Furthermore, we’ll help you streamline the process of organizing the documents and financial statements needed to keep your loved ones out of court.

Investment Philosophy
  • Diversify among AND within asset classes.
  • Try to reduce large losses in down markets.
  • Alternative investments may increase diversification.
  • Technical analysis for security selection.
  • Active management can have it’s advantages.
  • Cash is an asset class too.
  • Don’t fall for yield traps.
  • Keep time horizon in mind for investment selection.

Veterans Outreach
As a U.S. veteran, you’ve made and honored a commitment to serve and protect our country. In an effort to give back, we at The Sawyer Wealth Management want to help protect your future, your family and your retirement. We’ll share with you some of the underutilized benefits to which you may be entitled, work with you to determine your eligibility and complete the required paperwork to apply. With the Veterans’ Aid and Attendance financial assistance benefit, you and/or your surviving spouse could receive a monthly tax-free pension to help defray costs associated with home health care, nursing care and assisted living support. For your service, we’re in your service.

Medicare Part B Supplemental Insurance Coverage
Medicare Supplemental Insurance can be very confusing. There are many options to choose from.

We can help you through the confusion and explain the coverage that will best fit your situation. Once we make a decision we can sign you up the same day. We now offer full Medicare part B and part D coverage.

Please let us know if we can assist you with understanding your current coverage or if you are retiring and need to enroll in part B supplemental Insurance coverage or Part D.

We are here to help you any way we can.